Become a Home Owner in 2024.
Why Calgary?
Calgary, with its stunning landscapes, vibrant culture, and economic opportunities, is an ideal place to call home. Whether you're drawn to the bustling city life or the serene suburbs, Calgary offers a diverse range of neighborhoods to suit every lifestyle.
Steps to Home Ownership
Step 1: Financial Planning Before diving into the world of real estate, it's crucial to assess your financial situation and set realistic goals. Start by creating a budget that includes your monthly income, expenses, and potential mortgage payments. Discuss with your partner, family and decision makers.
Step 2: Building Your Down Payment The First Home Saver Account (FHSA) is a fantastic tool designed to help first-time buyers accumulate funds for their first home. Open a FHSA, before the year end to avail of an additional $8,000 room to contribute and take advantage of tax benefits and government contributions to boost your savings.
Step 3: Credit Check : Obtain a copy of your credit report and address any issues that may affect your score. You can run a soft check, most credit cards will allow you to do so.
Step 4: Mortgage Pre-Approval Getting pre-approved for a mortgage gives you a clear understanding of your budget, making it easier to narrow down your home search. I can connect you with trusted mortgage professionals to streamline this process. Your pre approval is good for 120 days and comes with a rate insurance, so you can avail of a lower rate if rates drop
Step 5: Start Your Home Search Now comes the fun part – exploring potential neighbourhoods and finding the perfect home for you. Consider your lifestyle, commute, and future plans when choosing a location. Reach out to me and connect and we can start looking for your ideal home
Step 6: Make an Offer and Close the Deal Once you've found the home of your dreams, I’ll assist you in crafting a competitive offer. I'll advise, negotiate on your behalf and guide you through the closing process connect you to inspectors, lawyers and trades if needed, ensuring a smooth transition to homeownership.
Resources and Assistance:
- Attend my first-time homebuyer seminars for in-depth insights.
- Book a one on one free strategy call with me.
- Come on a Tour of my client's possession.
I’m excited to be part of your journey to homeownership in Calgary!
If you have any questions or need personalized assistance, don't hesitate to reach out at 8259943619
Your dream home awaits – let's make it a reality in 2024!
Warm regards,
Aaron
